Ladysmith Federal
Bringing Reality Challenge Back
We hosted the Student Reality Challenge on March 18, 2026, welcoming students from Ladysmith, Bruce, and Flambeau High Schools for a hands-on financial literacy experience. This interactive program gave students a realistic look at managing money, from budgeting and everyday expenses to balancing a checkbook.
Students were assigned life scenarios with careers and personal circumstances, then made financial decisions on housing, transportation, utilities, insurance, and more with guidance from local business volunteers. They also explored costs like childcare, pet care, entertainment, and even traffic violations, highlighting the importance of saving for unexpected expenses.
Volunteers and students alike praised the event for its engaging, real-world approach. Participants walked away with a better understanding of budgeting, financial responsibility, and the true cost of everyday living.
We thank all volunteers, students, and school partners, especially Ladysmith High School leadership, for helping make the event a success.
Celebrating Power of Community Week!
April 20–24, 2026
We are proud to participate in the Wisconsin Bankers Association’s (WBA) Power of Community Week, a campaign dedicated to celebrating the positive impact that banks and their communities have on each other. During this special week, we’ll join fellow WBA member banks in showing our continued commitment to the communities we serve.
At Ladysmith Federal, we’re excited to give back in a few meaningful ways this year:
Shred Bins in Our Lobby:
Bring your sensitive documents to be safely and securely shredded. Our shred bins will be available all week, April 20–24. Please remove any large metal binder clips; staples are okay.
Downtown Park Clean-Up:
Our team will be volunteering time to help clean up downtown parks, keeping our community beautiful and welcoming for everyone.
Teaching Kids to Save:
Ladysmith Federal staff will be visiting local schools to read to K–2nd grade students and teach them the importance of saving money, helping build strong financial habits early on.
We invite you to join us in making a positive impact during this special week. Together, we can celebrate the true Power of Community!
