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Ladysmith Federal

Northwoods Banking at its Best

About Us

Celebrating Kat's 8-Year Work Anniversary

Please join us in celebrating Kat Detloff on her 8-year work anniversary with Ladysmith Federal!

Over the past eight years, Kat has made a lasting impact through her dedication to our customers, our employees, and our community. Whether she's strengthening our compliance program, leading financial literacy initiatives, supporting our staff, or helping improve the way we serve our customers, Kat brings professionalism, knowledge, and a genuine commitment to making Ladysmith Federal better every day.

Thank you, Kat, for your hard work, leadership, and the many ways you support our team and our community. We appreciate everything you do and are grateful to have you as part of Ladysmith Federal.

Congratulations on eight years, Kat!

Looking for a credit card that fits the way you spend? 

Whether you’re shopping for everyday needs, managing business expenses, building credit, or earning rewards, Ladysmith Federal is happy to help you find an option that fits your goals.

We offer:

  • Personal Credit Cards
  • Business Credit Cards
  • Prepaid Credit Cards
  • Rewards options, including cash back and points

From everyday purchases to life’s unexpected moments, the right card can help give you flexibility, convenience, and peace of mind.

Stop in and see us or apply online today.

Explore Personal Credit Cards

Explore Business Credit Cards

 

Credit cards are subject to credit approval and are issued by Elan Financial Services. See credit card application and important disclosures for current terms, rates, fees, conditions, and limitations. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. Zero Fraud Liability is provided by Elan Financial Services for unauthorized transactions; cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

 

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