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Interest
Rate
APY*
Passbook/Statement ($100 Minimum)
.40
.40
Christmas Club Account
2.50
2.50
Money Market Account ($1000 Min.)
.45
.45
Interest Checking ($250 Minimum)
.25
.25
Special Checking
(Age 55 or older)
.25
.25
Junior Savings Club (Age 16 or younger)
1.0
1.0

Certificate of Deposit: ($1000 Minimum)
3 Month
.90 
.90 
6 Month
1.00 
1.00 
1 Year
1.35
1.36 
2 Year
1.60 
1.61 
3 Year
1.80 
1.81 
4 Year-Elevator
(1 time adjustable)
1.90 
1.91 
5 Year
2.20
2.22

Add .25% for IRA

*APY= Annual Percentage Yield

Interest Rates as of 08/25/2010

Rates are subject to change at anytime

Penalty equal to 6 months interest for early withdrawal from CD's
 
Fees may reduce earnings